|Amount of money:
|₱ 1 - ₱ 50000
|1.5% - 18%/Year
|APK, IOS, Pc
|2314 Singalong, Metro Manila, Philippines
Fast loans without collateral, quick and easy loan procedures, attractive interest rates, and high loan approval rates... can only be found at Pera4u. We are one of the most trusted and established short-term bad credit loan apps available today. Our presence is a much-needed solution for those facing financial difficulties.
It can be said that online loan apps are developing rapidly nowadays. However, with Pera4u, everything becomes more impressive and complete, meeting the diverse needs of customers. Specifically:
We currently offer short-term and long-term loans with high loan limits. The loan amount ranges from ₱ 1000 to ₱ 38000, with the highest limit being ₱ 50000. Our system provides a variety of specific loan amounts with clear milestones for customers, allowing successful loan applications with just one click.
When borrowing from us, customers can enjoy a minimum loan duration of 91 days. The maximum duration is around 36 months, depending on their individual needs.
For anyone borrowing money, loan interest rates are a crucial consideration. At Pera4u, our interest rates are updated to be extremely attractive. Customers can enjoy 0% interest for their first loan. After that, the interest rate is calculated at the standard 1.5% per month, or 18% per annum.
One of the surprising advantages of borrowing from us is the quick approval time. As long as customers meet all the requirements and provide complete documents, the account can be approved and transferred within just 2 to 3 hours.
Unlike other loan apps, Pera4u provides simple loan conditions that are not too complex and do not require much. Customers only need to meet the following conditions to successfully apply for a loan:
As an online loan provider with many impressive advantages, many people may worry about our credibility. That's why the question of whether it is truly trustworthy and reliable to borrow money from our system arises.
However, we assure you that Pera4u is a completely trustworthy, transparent, and secure place to borrow money. We have been in the Philippines market for many years and are strategic partners of many large banks. All loan transactions are based on advanced technology, carried out through software, and undergo strict screening processes.
Therefore, when borrowing money from us, you can be completely confident. Any information claiming that we are fraudulent is baseless, lacks verification evidence, and is mainly a non-healthy competitive strategy used by our competitors.
First, download the Pera4u app to your device. Then, access the app and enter your phone number, and click "I want to borrow money" to register. Soon after, an OTP code will be sent to your phone, which you need to enter as required to continue.
Next, provide personal information and upload two photos of personal identification documents. Along with that, take a selfie with the ID and upload it. Then, the system starts facial recognition and completes the registration process.
Once you have an account, you just need to click on the loan section and complete the loan information, such as the loan package, loan type, loan amount, etc. Once you have successfully created the request, click "continue". At this point, the system will begin checking for about 15 minutes. When the procedure is approved, you will receive a confirmation code, and the loan amount will be transferred to your account within 2-3 hours.
Currently, we offer various payment methods so that customers can optimize their needs. You can transfer money through e-wallets or bank accounts.